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    7 Steps to Buying

    If you are just thinking about buying a house the process can seem overwhelming. Get an overview of the process with these seven steps.


    1. Get prequalified

    Getting prequalified is easy. It doesn’t involve paperwork but you will need to provide some basic information, like your credit score. This is done through a mortgage lender and will only be an estimate of what kind of mortgage you can get and not a guarantee.  With this number you can begin doing some preliminary home searching.



    2. Get Pre-Approved

    This is the step where your mortgage lender tells you definitively what you are qualified for. It requires more paperwork but having a completed pre-approval will make any offer you make more attractive and signal to sellers that you are serious. It also speeds up the process



    3. Find an Agent

    The right agent can make or break your experience buying a house, so make sure to interview multiple agents. Choose someone with experience navigating the market at different times, someone who can handle even difficult transactions.



    4. Start Shopping

    This is the fun part, shopping for homes! To make it easier tell your agent your criteria and they can send you listings that match. Once you find the one, or a few, that your interested in schedule a time to take a tour.



    5. Make an Offer

    An offer can contain more than just a price, like contingencies on inspection or required upgrades. If you picked the right agent they will be able to get you the best value, help you make informed decisions and guide you through the process.



    6. Mutual Acceptance

    Upon mutual acceptance escrow will collect ernest money. You will complete contingencies, if any, i.e home inspection, home owners association. Finally you will complete financing, pay closing costs, and finalize the loan process by signing title and loan paperwork



    7. Close

    Get the keys and move into your dream home




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    We speak North West. We speak Real Estate.

    Nandita S., Sammamish